Are you Ready to Plan for a Better Tomorrow?
Improve your budgeting and risk management processes.

What Does Your Tomorrow Need?
Less Stressful Budgeting
Forecasts I Can Trust
Risk Management That Works For Me, Not Just Regulators
Realistic Peer Information To Benchmark Our Performance
Guidance From A Trusted Advisor
BUDGETING
Picture your current budgeting process
  • Bogged down by manual data entry?
  • Constantly checking formulas?
  • Muddling through an old software program that takes more time to generate results than create a budget?
Now picture this
  • One-click variance analyses and board reports
  • Unlimited 'what-ifs' with instant feedback
  • More confidence in your results
  • Your annual budget done in hours, not days
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FORECASTING

Creating performance forecasts is a tedious process. You need the insight and flexibility to manage future risks and adapt to changing conditions before they happen.

If you're struggling with ways to forecast performance and risk, look no further! Using our software, you can easily create:

  • An automatic 3-year plan – projected capital, earnings, and key performance ratios
  • Multiple 'what-if?' scenarios with immediate feedback
  • Stress tested cash flows and loan portfolio stress tests
  • On-Demand graphs to evaluate the impact of assumption changes


Trends
Reveal trends and identify risks with on-demand charts and graphs
Scenarios
Create unlimited scenarios to project the impact of changing circumstances
Planning
Develop contingency plans for mitigating risks and leveraging opportunities
Feedback
Immediate feedback stimulates the exchange of ideas and engages your team
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RISK MANAGEMENT

Is managing IRR, liquidity, loan quality and capital risks distracting you from more important things like creating and executing your strategic plan? Wouldn't it be great to have more time in your day to fit it all in?

You can manage risks more quickly, easily and confidently – with just one system!

Sound too good to be true? It's not. But you don't have to take our word for it. Check out what your peers are saying.

Having used several other models, I can say with certainty that there is no better ALM system in America. I simply would not waste my time or that of my CFO with any other model.
Illinois – Client since 2006
With BankersGPS and well-developed assumptions, we have lots of confidence heading toward our exam next summer. It's also nice to know you are there to back us up should the need arise. I just wanted to say thanks for all your time and help!
Tennessee – Client since 2014
Our bank was using another popular ALM and planning system but we were not pleased with the output and the amount of time it was taking to get useful reports and information. We turned to Plansmith and could not be any happier with the results.
Kansas – Client since 2011
With BankersGPS and well-developed assumptions, we have lots of confidence heading toward our exam next summer. It’s also nice to know you are there to back us up should the need arise. I just wanted to say thanks for all your time and help!
Tennessee – Client since 2014
I have been using Financial Compass since the mid 1980s. We installed Compass at my third bank in 2013, where we use it for IRR management, ALCO reporting, planning, forecasting, and budgeting. As before, the model works great and training and support were excellent!
Florida – Client since 2013
I introduced my previous bank to Compass in 1999 and implemented it shortly thereafter. Using it for 14 years, I watched it assist us in Budgeting, Forecasting, IRR Management and Bank Growth Plans. I am very excited to again partner with the fine folks at Plansmith and know they will assist us in any ways possible. I know of no better programs that equip Upper Management and the Board to work hand-in-hand to maximize efficiencies & profits inside the bank.
Louisiana – Client since 1999
Since 2002 we have partnered with Plansmith to manage Interest Rate Risk. Regulatory and Audit groups have found their work to service our needs in an effective and efficient manner. We have found Plansmith to provide timely service and their staff has always been available to discuss our questions and concerns. Without hesitation, I can say that Plansmith is a valuable partner of ours.
Tennessee – Client since 2002
Having used several other models, I can say with certainty that there is no better ALM system in America. I simply would not waste my time or that of my CFO with any other model. Plansmith's Compass is the best investment for my credit union!
Wisconsin – Client since 2006
The FDIC was here for a safety and soundness exam. We had meetings on liquidity and sensitivity. They were the quickest meetings I have had in 25 years. They were very complimentary on the policy, stress scenarios, assumption documentation, and reporting. Thank you for the superb job you did for us in this area.
Ohio – Client since 2012
I blew the examiners out of the water with BankersGPS! The Contingency Funding Plan was exactly what they were looking for and very well laid out.
Ohio – Client since 2001
I recognize your company as a tremendous value for us out here on the front lines. BankersGPS can minimize hours of work to prepare for examiners, by providing the hard data and strategy necessary to answer questions and pass the tests they expect us to adhere to!
Minnesota – Client since 2010
BankersGPS takes most of the tedious work out budgeting and interest rate risk analysis. Then the program allows for endless projections and possible scenarios. It will even satisfy your regulators.
Illinois – Client since 2010
In all of my years in the banking industry, I have used every budgeting and ALM tool available. Without a doubt, Plansmith’s Financial Compass is the best and easiest to use.
Illinois – Client since 1994
Regarding Plansmith’s Financial Compass software, there are only two areas that anyone needs to consider: one the software; and two, the support. Compass itself is dynamic, easy to use, and will satisfy both the small and very large banks’ needs for reporting, projecting, and what-if’s. The expertise of the support staff is beyond comparison; their corporate character is what I want my staff to emulate!
Kansas – Client since 2004
Plansmith’s Compass is the best! Whenever examiners find out we use the product and do their testing, we always breeze through the Asset/Liability & Budgeting portions of the exam.
Kentucky – Client since 2002
Our bank was using another popular ALM and planning system but we were not pleased with the output and the amount of time it was taking to get useful reports and information. We turned to Plansmith and could not be any happier with the results.
Kansas – Client since 2008
I have worked with several of the Plansmith products over a period of several years and have found them all to be well designed and user friendly. Of greater importance, I have found both the management and their support team to be responsive, knowledgeable and patient as I grew to understand more of the intricacies of interest rate risk and asset and liability management.
California – Client since 2007
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PEER ANALYSIS

Peer comparisons are not only a regulatory requirement, they are good business practice. But gathering information about peers that are similar to your size, balance sheet structure, and marketplace can take a lot of time and analysis.

If you need a quick, no fuss way to benchmark your bank's performance to the forecasted performance of peers, look no further.

  • Performance data automatically updated each quarter
  • Unlimited custom peer groups
  • Comparisons based on key ratios of your choosing
  • Point-and-click analytics with drill down capabilities

Thinking about a merger? You can test that, too. Simply pick the bank of interest to measure the pros and cons of combining two organizations.

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ADVISORY SERVICES

ASSET LIABILITY MANAGEMENT ADVISORY SERVICES

Do ever-changing regulatory rules have your head spinning? Ever worry that you've missed something that will cause a barrage of questions from your examiner?

Get peace of mind with Plansmith's Asset Liability Management Advisory Services.

  • Institution-specific IRR model assumption development
  • Backtesting, cash-flow modeling, and stress testing
  • Independent model reviews
  • Management and board training

Our experts are up-to-date on all the latest regulations and can provide guidance and support for your next exam.

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STRATEGIC ADVISORY SERVICES

Feeling squeezed by competition? Let Plansmith help you tap into the extensive insight you have about your communities to develop a winning strategy.

  • Identify opportunities in your community
  • Devise a market strategy
  • Execute a "playbook" that springs from that strategy

Discover new sources of revenue you never thought you had!

Learn More ➦

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EDUCATION

If you're looking for an easy way to stay up to date with the latest industry news and regulatory hot buttons, check out our webinar library.

These presentations include tips and best practices to address your most pressing issues.